Beacon Health Insurance for Drug & Alcohol Rehab

Check Your Policy Coverage

With the form below you can quickly and privately check your insurance benefits to see if you're covered for addiction treatment services. We’ll be able to tell you if your policy is in-network at an American Addiction Centers location.

How to Read Your Insurance Provider Card

1Insurance Provider Name
2Policy Member's Full Name
3Policy Membership/Subscriber ID

Verification of Benefits Form

Please fill out the form below to verify your insurance coverage.

Beacon Health Options (Carelon)

Provider Overview

If you or a loved one are in need of drug or alcohol rehab, one of the main concerns may be how to pay for treatment. Many people rely on their health insurance to pay for drug and alcohol treatment. Beacon Health Options is a managed behavioral health organization that provides comprehensive mental health and substance abuse treatment services to people across the United States.

With the recent merger with Carelon Health Insurance, Beacon Health Options has expanded its services to include healthcare coverage beyond just behavioral health.

Beacon Health Insurance Plans

Beacon Health Options

The Affordable Care Act requires insurers to provide some degree of coverage for the medically-necessary treatment of mental health disorders,¹including substance use disorders (SUDs). This means that many health insurance plans, include Beacon, may be required to help you cover some or all of the cost of addiction treatment.

Using Beacon Health Insurance to Cover Rehab

If you or a loved one is seeking detox or rehab services and you have Beacon Health Insurance/Carelon Health, there are several steps you can take to begin using your insurance to cover the costs of treatment.

First, you should contact Beacon Health Insurance/Carelon Health directly to understand your specific coverage options for detox and rehab services. They can help you understand the details of your policy, including the types of treatment that are covered and any out-of-pocket costs you may be responsible for.

Next, you can search for treatment facilities that accept Beacon Health Insurance. For example, if you are interested in attending treatment at Laguna Treatment Hospital in California, you can reach out to the facility to see if they accept your insurance. Most treatment facilities will have a verification process in place to determine your insurance coverage and the costs associated with treatment.

Beacon Insurance Benefits

Beacon Benefits and Coverage

It’s important to note that drug and alcohol recovery plans are individualized and therefore vary based on each person’s unique needs. A comprehensive treatment plan may include a combination of different types of treatment.

Examples of treatments that may be covered by Beacon Health Insurance include:

Does Beacon Cover Mental Health Treatment?

Yes, Beacon Health Insurance does cover mental health treatment, including treatment for substance use disorders. Many treatment plans are individualized and may contain a variety of addiction treatment therapies and dual diagnosis programs depending on patient needs.

Types of therapy that are often included in these treatment plans are:

Additional Resources

Other Options to Pay for Addiction Treatment

Even though Beacon Health is required by law to provide some degree of coverage for SUD treatment, it’s possible the coverage won’t fully pay for the entire cost of treatment. This often leaves people with out-of-pocket costs that they may not be able to cover. The good news is there are several options available to help make up the difference:

Personal loans
Scholarships
Grants
Private pay

Other Insurances That Cover Rehab

AAC Addiction Treatment Centers

Free Addiction Resources for Recovery

While addiction treatment can be expensive, there are free resources available for those struggling. Support groups like Alcoholics Anonymous (AA) and Narcotics Anonymous (NA) can be an important part of the recovery process, and they don’t cost a thing. These groups offer a supportive community where people can share their experiences and receive support from others who are going through or have been through similar struggles.

In addition to support groups, treatment helplines can also be a valuable resource for people looking for information about addiction treatment. American Addiction Centers operates a confidential helpline that is staffed by knowledgeable professionals who can answer questions about drug and alcohol rehab and verify insurance benefits. This is a valuable resource for people who are getting started on their recovery journey and who may not know where to turn.

AAC Locations

Learn more about our treatment facilties

American Addiction Centers (AAC) owns and operates facilities at various locations nationwide to provide you or your loved one addiction and mental health care.

View All Locations

Frequently asked questions

What is the purpose of this form?

By filling out and submitting this form, you will instantly receive results confirming if your insurance provider is actively covering addiction related services and treatments or not. If your insurance is in network with American Addiction Centers (AAC) you will be notified by our admission navigators.

What are the next steps?

You will be contacted by an American Addiction Centers (AAC) admissions navigator who will provide you with information to help you make an informed decision about addiction treatment. Our admissions navigators are available to answer any questions you may have as you consider whether treatment with AAC is right for you.

Which treatment centers can I go to?

American Addiction Centers (AAC) has multiple locations across the country. Depending on your insurance coverage, our admission navigators will provide information about which location will best cover your treatment and fit your treatment needs. See our locations.