Drug & Alcohol Rehab Covered by Aetna

Aetna may cover some degree of drug and alcohol rehab, though costs may vary.³ The Affordable Care Act (ACA) of 2010 expands your access to care for essential health benefits, including SUD and mental health services.⁴ Under this law, marketplace health insurance companies must cover at least some of the costs for the medically necessary treatment of essential health benefits.⁵ 

That said, your level of coverage can vary depending on your specific policy.⁵ Verifying your insurance before committing to treatment is essential. It can help you understand your benefits and the level of Aetna coverage for drug rehab you’ll receive. 

Aetna covers addiction services in multiple treatment settings.3 Aetna is here for you Substance use treatment looks different for everyone.⁶ Some may need more in-depth treatment approaches, while standard care might work for others.⁶ That’s why several levels of care are available with individualized treatment plans to meet you where you are in recovery. Here are some common types of addiction treatment a rehab that takes Aetna may offer: 

• Detox. Detox is often the first step in treatment for many before transitioning to another level of care. People attend detox to rid their bodies of substances under continuous medical supervision. Medical professionals may administer medications to ease cravings and the withdrawal process based on your situation.6
• Inpatient/residential programs. These programs provide a safe, supportive living environment with 24/7 support during treatment. Addiction specialists use evidence-based therapeutic interventions, like cognitive behavioral therapy (CBT), addiction education, and motivational interviewing (MI), to help you address the underlying causes of SUD and gain coping skills.⁶ 
• Outpatient programs. With outpatient care, you can live at home and attend treatment. Various levels of outpatient care are available, including partial hospitalization programs (PHPs), intensive outpatient programs (IOPs), and standard ones. Each differs in intensity and required attendance frequency but offers similar approaches to inpatient rehab.⁶
• Aftercare. Mental health professionals agree that remaining in care after completing an initial program benefits long-term recovery.⁶ Some common types of addiction aftercare include ongoing therapy, sober living homes, and 12-Step programs.⁶

Aetna may also cover co-occurring disorder treatment to some level. Many people with SUD also struggle with mental health disorders, such as anxiety, depression, and post-traumatic stress disorder (PTSD), simultaneously.⁷ Addiction experts recommend treating both conditions in tandem with an integrated approach to promote long-term recovery.⁶ Since mental health care is an essential health benefit under the ACA, you could receive partial or full coverage for co-occurring disorder treatment costs at a rehab that takes Aetna. 

Using Aetna coverage for addiction treatment can be simple. It starts with verifying your insurance to understand which in-network providers are available.³ You can contact Aetna by phone or log into your patient portal on their website to learn more about your benefits.³

When you call Aetna’s toll-free number on your member ID card, they connect you with an Aetna Care Advocate.³  Your advocate can help you determine your recovery goals and offer guidance on finding appropriate care.³ They’re there every step of the way to ensure you find a facility that works for your situation.3

The American Addiction Centers (AAC) hotline can assist you with understanding your Aetna coverage for addiction treatment. Our admissions navigators can verify your insurance, answer any questions, connect you with a rehab that takes Aetna, and more. 

After checking your coverage, you can search for a rehab covered by Aetna using the recovery.org treatment directory. This tool helps you browse facilities by location and level of care to find a facility that fits your needs. 

Finding addiction treatment can start your journey to a happier, healthier life. With Aetna coverage for rehab, you can open the doors to support and encouragement from dedicated professionals. Call to learn more about Aetna coverage for addiction treatment and embark on your recovery journey.