Pennsylvania Drug & Alcohol Rehab Covered by Independence

Independence Blue Cross offers a wide variety of plans. Many of them will cover drug and alcohol treatment in accordance with the ACA.³

However, the amount and coverage requirements vary from plan to plan, so it’s important to verify your coverage details before you use your Independence drug rehab coverage. You’ll also want to work with your doctor to create a treatment plan, which will help determine what type of rehab is medically necessary for you. 

There are several ways to get the details of your Independence insurance coverage for addiction treatment. You can contact Independence Blue Cross directly or log into your online insurance account. However, it’s often easier to call the American Addiction Centers (AAC) helpline. Our admissions navigators are available 24/7 and can help verify your coverage in just a few minutes while they chat with you. They can also answer any questions you have about rehab. 

Like most insurance companies, Independence Blue Cross coverage focuses on medically necessary care, which is why it’s essential to work with your doctor to come up with a treatment plan. The plan will likely include multiple types of treatment depending on your needs. 

Some of the most common types of addiction treatment include that Independence Blue Cross may cover:⁴

• Medical detox. Detox is the process by which the body rids itself of harmful substances. Due to the potential appearance of uncomfortable or severe withdrawal symptoms, many may seek to undergo detox in a medical setting.⁵
• Inpatient or residential addiction treatment. Inpatient treatment will have a patient live at a facility 24/7 and receive intensive care. Inpatient programs typically occur in a hospital setting, while residential programs are usually set in a designated rehab center. 
• Outpatient addiction treatment. Outpatient care allows a patient to remain and live at home while still receiving addiction care. There are three different types of outpatient treatment that vary in intensity: standard outpatient programs, intensive outpatient programs, and partial hospitalization programs. 
• Rehab aftercare. Once you complete treatment, it’s helpful to have resources that allow you to reinforce your new habits and mindsets. This might include 12-Step groups, community housing, employment resources, and more. 

Having a mental health diagnosis alongside addiction is known as a co-occurring disorder, and recovery requires integrated treatment that addresses both conditions.⁶

You might wonder if Independence coverage for rehab will also cover mental healthcare. Most Independence Blue Cross plans will cover both and allow you to get the specialized care you need. However you might need a referral or preauthorization, and it’s important to know how much coverage you have. Fortunately, you can verify your insurance coverage before you commit to treatment. 

The first step in using Independence coverage for addiction treatment is to get a treatment plan from your doctor. This will help you understand if you need residential or outpatient care and whether you will need to start with medical detox or not. 

Then, you’ll need to verify your insurance details and find a rehab that takes Independence Blue Cross. Our admission navigators can quickly and easily review your plan details and help connect you with treatment centers that accept your coverage with no obligation whatsoever. They can also answer any questions you have about what to expect during treatment. Contact our team at for free, confidential support, no strings attached. 

Breaking free from addiction requires courage and strength — and it’s best when you have help. Using your Independence coverage for drug rehab can help you find long-term freedom and live a life you love. 

If you’re curious about finding a rehab covered by Independence, the treatment directory at recovery.org can help. You can browse Pennsylvania facilities and look specifically for centers covered by your insurance plan. You can also contact the AAC helpline and let our admissions navigators verify your coverage and suggest treatment options. 

Our team wants to be part of your recovery. Contact us today at to get started.