Drug & Alcohol Rehab Covered by Blue Cross Blue Shield of Michigan

Yes, BCBS of Michigan does offer coverage for drug and alcohol addiction treatment, however the extent of that coverage will depend the type of plan you have.² Under the Affordable Care Act (ACA), all marketplace health plans must cover essential health benefits, including addiction and mental health services.^3,4 Still, your coverage level can differ depending on your specific policy.⁴

At American Addiction Centers (AAC), we can help you get the most out of your coverage so that you can start recovering right now. By calling , our admissions navigators can verify your insurance and help you find a program that meets your current needs best.  Call us today to explore your BCBS Michigan coverage for rehab and learn more about your treatment options.

Your BCBS of Michigan coverage level for different types of addiction treatment will vary based on factors specific to your plan.⁴ Recovery looks different for everyone, and what works for someone else may not work for you.⁵ That’s why several levels of care are available to meet you where you are in your journey.⁵ Here are some common types of addiction treatment a rehab that takes BCBS of Michigan may offer:

• Medical detox. For some, medical detox serves as their initial step in treatment and involves safely clearing substances from the body while under medical supervision prior to transitioning to another level of care.⁶
• Inpatient addiction treatment. Clients reside in inpatient rehab to receive 24/7 supervised and highly structured care with evidence-based therapeutic interventions.⁵
• Partial hospitalization programs for addiction. As the most in-depth level of outpatient treatment, partial hospitalization programs (PHPs) provide about 6 hours of daily, highly structured care.⁷
• Intensive outpatient programs for drug and alcohol addiction. One step down from partial hospitalization is intensive outpatient programs, or IOPs. These programs offer a minimum of 9 hours of weekly treatment.⁸
• Outpatient addiction treatment programs. Standard outpatient rehab is the least intensive level of care where you live at home and participate in similar interventions as inpatient rehab.⁵
• Rehab aftercare. Mental health experts recommend remaining in addiction aftercare, such as ongoing counseling, sober living homes, and 12-Step programs, to promote long-term recovery.⁵

Understanding your health insurance coverage for addiction treatment is one of the first steps in getting the help you need. BCBS of Michigan provides several ways to learn more about your specific plan and coverage levels:

• BCBS of Michigan website. Log in to the BCBS of Michigan member portal to get details on your plan and what it offers.⁹
• BCBS of Michigan app. Download the mobile app to quickly check your benefits from your phone and learn more about your coverage.¹⁰
• Contact customer service. Call the number on the back of your insurance card to speak with a representative who can discuss your plan’s addiction treatment coverage.¹¹

Gathering information about your specific plan before seeking treatment is essential to simplify the admissions process. When you understand your BCBS Michigan coverage for rehab, you can find a program that fits your needs and prepare for potential out-of-pocket costs.

Co-occurring disorders, or dual diagnoses, are common in people battling substance use.⁵ Many times, those with substance use disorder (SUD) also have mental health conditions, like anxiety, depression, and post-traumatic stress disorder (PTSD).⁵ Experts recommend treating both illnesses in tandem to promote long-term recovery.⁵

BCBS of Michigan may cover co-occurring disorder treatment to some extent. AAC facilities are dedicated to treating dual diagnoses with an individualized, integrated approach. Our admissions navigators can work with you to get the most out of your BCBS of Michigan plan and find the best care to fit your situation.

Embarking on the road to recovery opens the doors to potentially life-changing care. Whether you’re searching for a rehab covered by BCBS Michigan or exploring other payment options, AAC is always here to help. Reach out to the AAC team at to verify your insurance, learn about addiction treatment, and discover your care options.

1. BCBS of Michigan. (2024). About us.
2. BCBS of Michigan. (2024). Get behavioral health support.
3. Healthcare.gov. (n.d.). Affordable Care Act (ACA).
4. Healthcare.gov. (n.d.). Health benefits & coverage.
5. National Institute on Drug Abuse. (2018). Principles of drug addiction treatment: A research-based guide (third edition).
6. Substance Abuse and Mental Health Services Administration. (2015). Detoxification and substance abuse treatment.
7. Substance Abuse and Mental Health Services Administration. (2020). TIP 47: Substance abuse: Clinical issues in intensive outpatient treatment.
8. Substance Abuse and Mental Health Services Administration. (2021). Clinical issues in intensive outpatient treatment for substance use disorders.
9. BCBS of Michigan. (n.d.). Register your online account.
10. BCBS of Michigan. (n.d.). Download our mobile app.
11. BCBS of Michigan. (n.d.). Contact us.