If you live in the Ocean State and are struggling with drug or alcohol addiction, you can get the help you need to achieve and maintain recovery. As a Blue Cross Blue Shield Rhode Island (BCBSRI) member, your insurance plan may provide full or partial coverage for different types of addiction treatment, including inpatient and outpatient rehab, and aftercare services.1
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Drug & Alcohol Rehab Covered by BCBS Rhode Island
If you’re considering rehab for addiction treatment, understanding how to pay for care can give you peace of mind. Blue Cross Blue Shield of Rhode Island (BCBSRI) provides health insurance coverage to individuals and families throughout the state. If you’re a BCBSRI member, your plan may take care of some (if not all) of the cost of rehab.1
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Does BCBS Rhode Island Cover Drug & Alcohol Treatment?
Yes, your Blue Cross Blue Shield of Rhode Island (BCBSRI) plan may fully or partially cover your drug and alcohol treatment, depending on your plan. The Affordable Care Act (ACA) requires that health insurance carriers cover behavioral and mental health care services, including substance use disorder (SUD) treatment.2
Your BCBS Rhode Island drug addiction treatment coverage will depend on several factors, including the substance of misuse, the severity of your addiction, and any other mental health issues you may have. You can learn more about rehab covered by BCBS Rhode Island by visiting the BCBS member services page.
At American Addiction Centers (AAC), we understand the hard work needed to recover from addiction, and our team is here to help you on your journey to recovery. We can help you understand your BCBS Rhode Island coverage for alcohol and drug treatment to maximize your benefits. Contact us today at to verify your insurance and learn more about your BCBS Rhode Island coverage for addiction treatment.
Which Types of Addiction Treatment Does BCBS Rhode Island Cover?
Depending on your health insurance plan, your BCBS Rhode Island alcohol and drug rehab costs may be partially or fully covered. Addiction treatment covered by your BCBSRI plan may include:
- Medical detox: This process allows your body to rid itself of substances in a supervised clinical or hospital setting, providing support to help you through withdrawal symptoms as you prepare for inpatient or outpatient rehab.3
- Residential addiction treatment: Offering round-the-clock care and a chance to get away from the triggers and stressors of daily life, this type of treatment allows you to create new habits that will help you maintain recovery once you return home to your daily routine.3
- Outpatient addiction treatment programs: If you’re unable to attend inpatient treatment or if you need a lower level of care, standard outpatient treatment can be an effective alternative that provides scheduling flexibility while offering many of the same therapeutic modalities as residential treatment.3
- Intensive outpatient addiction treatment programs (IOP): An IOP offers treatment at a program site while allowing you to live at home and attend 9 to 20 hours of weekly treatment sessions, typically for 2 months to 1 year.4
- Partial hospitalization rehab programs (PHP): Sometimes referred to as day treatment, a PHP provides 20 or more hours of intensive therapy per week. They offer more support than an IOP but less support than an inpatient program.4
- Aftercare: An aftercare program can provide the support you need to maintain your progress after completing a formal inpatient or outpatient treatment.4
How to Use BCBS Rhode Island For Addiction Treatment & Rehab
You can access addiction rehab services through BCBSRI in a few ways. You might start by reviewing your insurance policy to understand what is and isn’t covered. You can contact BCBSRI customer service to verify what rehab facilities are in-network and if they require pre-authorization or a referral.
If you have questions about paying for addiction treatment with BCBSRI, our team is here to help. We’ll work with you to verify your insurance through BCBSRI and answer your questions about using health insurance to pay for rehab.
BCBS Rhode Island Coverage for Co-Occurring Disorder Treatment
When searching for a rehab that accepts BCBS Rhode Island coverage, it’s important to consider your specific mental health needs. If you’re among the many people living with a mental health disorder in addition to SUD, you should receive co-occurring disorder treatment to address both issues simultaneously. Co-occurring disorder treatment may be fully or partially covered by your BCBS Rhode Island coverage for rehab.5
Start Your Recovery
Whether you’re curious about paying for rehab without insurance or want to learn more about rehab that takes Blue Cross Blue Shield Rhode Island, American Addiction Centers (AAC) is here to help. We’ll walk you through the insurance coverage process, one step at a time. Reach out to us today at to learn more and take the first step toward recovery.
Sources
- Blue Cross Blue Shield of Rhode Island. (2024). Take care of your emotional wellbeing.
- HealthCare.gov. (n.d.). Affordable Care Act.
- HealthCare.gov. (n.d.). Health benefits & coverage.
- National Institute on Drug Abuse. (2014, January). Principles of Drug Addiction Treatment: A Research-Based Guide (Third Edition).
- Substance Abuse and Mental Health Services Administration. (2014). What is substance use treatment?
- Substance Abuse and Mental Health Services Administration. (2024, March 29). Co-occurring disorders and other health conditions.
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