Texas Drug & Alcohol Rehab Covered by Blue Cross Blue Shield

BCBS covers drug and alcohol addiction treatment in Texas to some extent.1 Under the Affordable Care Act (ACA), health insurance companies must cover medically necessary treatment for essential health benefits, including substance use disorder (SUD) and mental health services.2, 3 Still, your level of BCBS coverage for addiction treatment will vary depending on your specific plan.3 

Understanding your benefits can simplify finding a rehab covered by BCBS. American Addiction Centers (AAC) is here to help you get the most out of your policy. Our admissions navigators can verify your insurance and help you explore your treatment options. 

Multiple levels of care are available to meet you where you are in recovery.⁴  Insurance plans often cover a continuum of care, from standard outpatient programs to inpatient rehab.³ That said, your BCBS coverage for rehab still significantly depends on your plan.3 Here are some common types of addiction treatment a rehab that takes BCBS might offer: 

• Medical detox. Detox is often the first step in treatment for many. Medical professionals provide continuous support and monitoring to help you safely withdraw from substances and transition to another level of care.⁴
• Inpatient/residential rehab: Clients receive 24/7 supervision and highly structured care while living in inpatient treatment. You’ll participate in evidence-based therapeutic interventions to gain coping skills and promote long-term recovery.⁴
• Outpatient programs. With regular outpatient programs, you live at home and participate in similar interventions as inpatient rehab.⁴
• Intensive outpatient programs (IOPs). IOPs offer an in-depth approach to outpatient care. Most programs provide a minimum of 9 hours of weekly treatment.⁶
• Partial hospitalization programs (PHPs). As the most extensive level of outpatient treatment, PHPs deliver about 6 hours of daily, highly structured care.⁷
• Aftercare. Mental health experts recommend remaining in addiction aftercare to sustain recovery. Ongoing counseling, 12-Step programs, and sober living homes are typical aftercare options.⁴

BCBS may partially or fully cover co-occurring disorder treatment.1 Many struggle with mental health disorders, like anxiety, depression, and post-traumatic stress disorder (PTSD), along with addiction.4 Mental health professionals agree that simultaneously treating all illnesses with an integrated approach often promotes the best outcomes.4 Since the ACA considers mental health and SUD essential health benefits, you’ll likely receive BCBS coverage to some degree.³ 

Determining your BCBS coverage level and potential out-of-pocket costs is generally the first step in getting the help you need. BCBS provides an online member services portal to check your benefits, find in-network providers, learn about prior authorization, and more.⁸ You can also call the BCBS customer service number on the back of your insurance card to speak with a representative about your plan.⁹ Why You Need It Moreover, a BCBS mobile app is available where you can conveniently check your benefits from your phone.⁸ 

Our AAC addiction helpline can also help you get the answers you need. Our admissions navigators can verify your insurance and help you find a rehab that takes BCBS. 

Finding appropriate care is the first step in your recovery journey. Multiple tools and resources are available to help you achieve your recovery goals. For example, the recovery.org treatment directory allows you to browse Texas treatment centers and tailor your search to meet your unique needs. 

We’re always here to help at AAC. Our admissions navigators can answer any questions and guide you through the treatment-seeking process. Call AAC at to learn more about your BCBS coverage for addiction treatment, other ways to pay for rehab, treatment options, and more.