Drug & Alcohol Rehab Covered by Anthem Blue Cross and Blue Shield Indiana

Anthem Blue Cross and Blue Shield (BCBS) Indiana offers coverage for a range of healthcare services, including treatment for mental health and substance use disorders. If you or a loved one are struggling with drug or alcohol addiction and seeking treatment in Indiana, Anthem BCBS may be able to help cover some or all of the cost of rehab.

Anthem Blue Cross and Blue Shield (BCBS) Indiana Provider Overview

Are you an Indiana resident interested in learning more about treatment for drug and/or alcohol addiction? Addiction, also known as substance use disorder, is highly treatable, and learning more about your treatment options can be an important first step toward sobriety.¹If you have health insurance through Anthem Blue Cross and Blue Shield Indiana, your drug and/or alcohol rehab program may be fully or partially covered by your health insurance plan.²

Here, we’ll take a look at what you need to know about using insurance for addiction rehab.

This page is intended to be a general overview of how Anthem Blue Cross and Blue Shield Indiana covers addiction and mental health services, not a comprehensive guide on the subject. For specific questions about your plan and Anthem Blue Cross and Blue Shield Indiana coverage for addiction treatment, contact an Anthem Blue Cross and Blue Shield Indiana representative directly and learn about how to pay for rehab.

Does Anthem BCBS Indiana Cover Drug and Alcohol Addiction Treatment?

Yes, your Anthem BCBS Indiana health insurance plan fully or partially covers medically necessary addiction treatment, as the Affordable Care Act requires that all major health insurance plans cover mental health and substance misuse services.³

Which Types of Addiction Treatment Does Anthem BCBS Indiana Cover?

Your Anthem BCBS Indiana drug addiction treatment coverage may partially or fully cover some or all levels of your recovery plan. Addiction treatment is individual, and your doctor or addiction specialist will work with you to determine the level(s) of care that are the right fit for your needs.

Generally, medical detox is the first step toward sobriety. Also known as withdrawal management, detox works to alleviate the physical and emotional issues that can arise as drugs and alcohol leave the body with the help of medication.¹After detox is complete, you’ll be ready to begin inpatient or outpatient treatment, where you’ll receive therapy and help with avoiding triggers and developing new coping strategies.¹

After the conclusion of your inpatient or outpatient treatment program, your addiction specialist or counselor will work with you to develop an aftercare plan. Your aftercare plan may consist of sober living, 12-Step meetings, counseling, and other supports to help you maintain your sobriety.⁴

How to Use Anthem BCBS Indiana for Addiction Treatment and Rehab

Learning more about your Anthem BCBS Indiana drug and alcohol addiction treatment coverage can help you learn more about your treatment options, out-of-pocket costs, and more. To get started with learning about your rehab covered by Anthem BCBS Indiana, call the number on the back of your insurance card to speak with an Anthem BCBS Indiana representative about your plan details and to verify your coverage for drug and/or alcohol addiction treatment. You can also log in to the Anthem Member Portal to learn more about your coverage.

Your insurance care plan level may determine the out-of-pocket cost of your treatment. Anthem BCBS Indiana offers bronze plans (lower monthly payment with a higher deductible), silver plans (higher monthly payment with a lower deductible) and gold plans (highest monthly payment with the lowest deductible).⁵

Anthem BCBS Indiana Coverage for Co-Occurring Disorder Treatment

Many people who are living with substance use disorder are also living with a mental health disorder. Experiencing both conditions at the same time is known as co-occurring disorders.⁶

If you’re experiencing a mental health condition in addition to substance use disorder, it’s important that you receive treatment for both issues, known as integrated intervention.⁶

Start Your Recovery

If you or a loved one is ready to seek rehab for a substance use disorder, explore your options and reach out to a rehab center using our rehab directory tool today!

Sources

U.S. Department of Health & Human Services. (2016). Facing addiction in America: The surgeon general’s report on alcohol, drugs, and health.
Blue Cross Blue Shield. (2024). Let’s get started.
HealthCare.gov. (n.d.). Health benefits & coverage.
Substance Abuse and Mental Health Services Administration. (2023, April 24). Find support.
Anthem. (2024). Individual & family health insurance plans in Indiana.
National Alliance on Mental Illness. (2024). Substance use disorders.