Missouri Drug & Alcohol Rehab Covered by Anthem

Anthem, a Blue Cross Blue Shield subsidiary, provides health insurance coverage to individuals and families throughout Missouri. If you’re an Anthem member and are seeking help for drug or alcohol use, your insurance plan may cover some, if not all, of the cost of rehab.

Does Anthem Missouri Cover Drug & Alcohol Treatment?

Yes, Anthem Missouri covers drug and alcohol treatment.¹ A licensee of Blue Cross Blue Shield, Anthem Missouri offers plans that may partially or fully cover the cost of rehab.

The Affordable Care Act (ACA) requires all major insurance carriers to offer coverage for mental health care and substance use disorder (SUD), the clinical term for addiction.² Coverage varies depending on your plan, but you can call the number on the back of your insurance card to learn more about your specific coverage for Anthem Missouri drug rehab and alcohol rehab.

Which Types of Addiction Treatment Does Anthem Missouri Cover?

Addiction treatment typically consists of several levels of care. Here, we’ll take a look at the different levels of care that are most common in the recovery process.

Medical detox offers care that helps manage withdrawal symptoms as comfortably and safely as possible while providing support at the start of your recovery.³
Inpatient drug and alcohol rehab provides around-the-clock care in a hospital- or residential-like setting and is often a good fit for those who lack support to recover at home or who are suffering from severe SUD.³
Outpatient programs for drug and alcohol addiction offer varying levels of support and provide more flexible scheduling than inpatient care. These programs can vary greatly in duration, intensity, and setting based on a patient’s needs.³
Intensive outpatient programs typically involve 9 to 20 hours of programming per week and last between 2 months and 1 year, They offer a higher level of support than standard outpatient care.⁴
Partial hospitalization programs typically involve 4 to 8 hours of programming per day for 3 months. This level of care offers many of the same benefits of inpatient care while still allowing patients to live at home.⁴
Aftercare plans are designed to help you maintain recovery after the conclusion of your formal treatment. Your aftercare plan may consist of individual therapy, family therapy, 12-Step meetings, sober living, and more.³

How to Use Anthem Missouri For Addiction Treatment & Rehab

Using health insurance to pay for rehab can make getting the care you need easier. Contacting your insurance company directly, talking with your healthcare provider for a referral, or talking to one of our admissions navigators can help you learn more about how to begin using health insurance to pay for rehab.

Anthem Missouri Coverage for Co-Occurring Disorder Treatment

Co-occurring disorders refer to the experience of having SUD at the same time as another mental health condition, such as anxiety or depression. When a patient has a co-occurring disorder, it’s generally considered more effective to treat both conditions at the same time rather than separately.⁴

The Affordable Care Act (ACA) considers mental health services an essential benefit, meaning your Anthem insurance should cover some if not all, the cost of co-occurring disorder treatment.² Because the cost of rehab and your coverage will depend on your specific plan, it’s best to check with your insurance or the facility you’re interested in to verify what is and isn’t coverage.

Start Your Recovery

If you or a loved one is ready to seek rehab for a substance use disorder, explore your options and reach out to a rehab center using our rehab directory tool today!

Sources

Anthem. (2022). Behavioral health provider resources.
HealthCare.gov. (n.d.). Health benefits & coverage.
U.S. Department of Health & Human Services. (2016). Facing addiction in America.
Substance Abuse and Mental Health Services Administration. (2014). Co-occurring disorders and other health conditions.