Drug & Alcohol Rehab Covered by Blue Cross and Blue Shield of South Carolina

Blue Cross and Blue Shield of South Carolina offers coverage for a range of healthcare services, including treatment of mental health and substance use disorders. If you or a loved one are struggling with drug or alcohol addiction and seeking treatment in South Carolina, Blue Cross Blue Shield may be able to cover some or all of the cost of rehab.

Yes. Blue Cross and Blue Shield of South Carolina covers drug and alcohol rehab.

Blue Cross and Blue Shield of South Carolina Provider Overview

If you’re ready to begin treatment for substance use disorder, finding a rehab facility that takes your insurance plan can be the first step toward recovery. Addiction is highly treatable, and learning more about your treatment options is an important part of getting sober.¹

Blue Cross Blue Shield of South Carolina offers health insurance to South Carolina residents, and your Blue Cross Blue Shield insurance plan may cover some or all of your drug and alcohol treatment.²Here, we’ll explore how you can learn about the specifics of your BCBS South Carolina coverage for rehab, the different levels of rehab that may be covered by your health insurance plan, and how you can begin the process of finding the right treatment plan for your needs.

This page is intended to be a general overview of how Blue Cross and Blue Shield of South Carolina covers addiction and mental health services, not a comprehensive guide on the subject. For specific questions about your plan and Blue Cross and Blue Shield of South Carolina coverage for addiction treatment contact a Blue Cross and Blue Shield of South Carolina representative directly and learn about how to pay for rehab.

Does BCBS of South Carolina Cover Drug and Alcohol Addiction Treatment?

Yes, Blue Cross and Blue Shield of South Carolina covers drug and alcohol addiction treatment. The Affordable Care Act requires that all major health insurance companies provide coverage for substance use disorder.³ Your rehab covered by BCBS South Carolina will depend on your individual health insurance plan. Your care may be fully or partially covered.

You can start by exploring your My Health Toolkit page on the Blue Cross Blue Shield of South Carolina website. You can also call the number on the back of your insurance card.

Which Types of Addiction Treatment Does BCBS of South Carolina Cover?

BCBS South Carolina coverage for addiction treatment will vary depending on your plan. Generally, most patients who are seeking care for substance use disorder start with a medical detox program, followed by inpatient rehab or an outpatient program.⁴After your formal treatment ends, an aftercare program designed by your counselor or addiction specialist can help you maintain your sobriety in day-to-day life.

Your doctor or addiction specialist will work with you to determine which level of care makes the most sense for your needs. For example, if you and your doctor decide that outpatient is the right rehab choice for you, you’ll work together to decide whether a standard outpatient rehab program, a partial hospitalization program, or an intensive outpatient program is the right fit for your needs.

How to Use BCBS of South Carolina for Addiction Treatment and Rehab

Using insurance for addiction rehab can make it easier to pay for treatment. BCBS South Carolina coverage for alcohol treatment and drug treatment may fully or partially cover your care.

Some ways to learn more about your BCBS South Carolina coverage for drug rehab and alcohol rehab include:

Call the phone number on the back of your insurance card and speak with a BCBS representative about your coverage.
Look at your plan on the BCBS South Carolina website.

Your health insurance coverage level can affect how much you’ll pay out of pocket for treatment (for example, if you have a higher monthly premium, you’ll likely have a lower out-of-pocket cost). You may be responsible for co-payments, deductibles, and other costs associated with treatment, even when your substance use disorder treatment is covered by your insurance plan.⁵

Blue Cross and Blue Shield of South Carolina Coverage for Co-Occurring Disorder Treatment

Patients who are diagnosed with substance use disorder and another mental health issue may be recommended co-occurring disorder treatment (also known as dual diagnosis treatment).⁶ This integrated approach addresses both issues at the same time with a personalized treatment plan developed by your care team.

Your insurance coverage for rehab will include full or partial coverage for treatment of co-occurring disorders.

Start Your Recovery

If you or a loved one is ready to seek rehab for a substance use disorder, explore your options and reach out to a rehab center using our rehab directory tool today!

Sources

National Institute on Drug Abuse. (n.d.). Drugs, brains, and behavior: The science of addiction, treatment and recovery.
BlueCross BlueShield of South Carolina. (2024). About us.
HealthCare.gov. (n.d.). Mental health & substance abuse coverage.
FindTreatment.gov. (n.d.). What to expect.
BlueCross BlueShield of South Carolina. (2024). Health plan.
National Alliance on Mental Illness. (2024). Substance use disorders.